Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

CALCULATE: The Cost of Auto Loans CALCULATE: Impact of Credit Score on Loans COMPARE: Types of Savings Accounts MOVE: Types of Employment What percent of students receive scholarships or grants for college? Which savings strategy is most effective? RESEARCH: Credit Protections FINE PRINT: Schumer Box You Just Gotta Habit! ANALYZE: Household Debt and Credit Report What source of funding is used most often to start new businesses? PLAY: It Costs HOW Much? PLAY: Roll with the Market CALCULATE: Return on Your College Investment INTERACTIVE: Invest with STAX! When the Mean is Nice What is the average credit card debt held by Gen Z? PLAY: The Bean Game COMPARE: Types of Health Insurance Plans CALCULATE: The Math Behind Your Federal Taxes PLAY: Organize Budget Expenses What percent of new businesses are still operating after 10 years? CREATE: Personalized Productive Gap Year Plan COMPARE: Which Repayment Plan Fits Your Income? INTERACTIVE: Compounding Cat Insanity ANALYZE: Inequalities in Investing ANALYZE: Dollar Cost Averaging Over a recent 20-year-period, what percent of pros investing in large companies "beat the market?" FINE PRINT: Financial Aid Package MOVE: Inflation Over Time RESEARCH: Professional Certifications CALCULATE: How Much House Can You Afford? FINE PRINT: Checking Account Statement What's the average credit score needed to rent an apartment? What are the top 3 types of products/services Gen Z is most likely to splurge on? CALCULATE: Debt Avalanche v. Debt Snowball PLAY: Budget Frenzy! MOVE: Credit Musical Chairs ANALYZE: A FAFSA Submission Summary MOVE: Your Tax Dollar in Action What percent of Americans with credit card debt have carried a balance for over 1 year? MOVE: Up and Down with Credit Scores INTERACTIVE: Online Bank Simulator MOVE: What Determines Your Insurance Premium? INTERACTIVE: Living Paycheck to Paycheck PLAY: Types of Car Insurance ANALYZE: Overdraft Fees How much more likely is a business to launch if the founder creates a business plan? If you invested $1,000 in Netflix stock ten years ago, what would it be worth now? MOVE: Let's Make a Mutual Fund How much does a texting while driving ticket increase auto insurance premiums? PROJECT: Credit Protections - You Be the Teacher Do consumers send more money through Zelle or spend more money on Amazon? INTERACTIVE: Bummer!

DESMOS ACTIVITIES

AMPLIFY: Linear Growth Patterns AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Create a Histogram AMPLIFY: Complex Systems of Inequalities AMPLIFY: Growth of Savings vs Investments AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Chance Experiments AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Credit Dot Plots AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Growth Factor and Investments AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Card Sort: Linear Systems AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Systems of Two Linear Equations AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Point Collector: Lines AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Exponential Regression in Investing AMPLIFY: Card Sort: Sampling Methods AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: OLS Regression and College Costs AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Linear Equations in Standard Form AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Real World Linear Inequalities AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Exponential Growth in Circles AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Investing and Exponential Change AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Writing Equations in Standard Form AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Prize Wheel Puzzle AMPLIFY: Polygraph: Guess the Distribution