Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

PLAY: Organize Budget Expenses If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? MOVE: Credit Musical Chairs INTERACTIVE: Living Paycheck to Paycheck RESEARCH: Professional Certifications INTERACTIVE: Invest with STAX! INTERACTIVE: Online Bank Simulator CALCULATE: The Math Behind Your Federal Taxes How much does a texting while driving ticket increase auto insurance premiums? FINE PRINT: Checking Account Statement RESEARCH: Credit Protections PLAY: Budget Frenzy! ANALYZE: Household Debt and Credit Report CALCULATE: Impact of Credit Score on Loans What's the average credit score needed to rent an apartment? MOVE: Types of Employment INTERACTIVE: Bummer! PLAY: Roll with the Market CALCULATE: The Cost of Auto Loans CREATE: Personalized Productive Gap Year Plan What are the top 3 types of products/services Gen Z is most likely to splurge on? ANALYZE: Inequalities in Investing ANALYZE: Dollar Cost Averaging How much more likely is a business to launch if the founder creates a business plan? Do consumers send more money on Venmo or spend more money on Amazon? What percent of students receive scholarships or grants for college? What is the average credit card debt held by Gen Z? ANALYZE: Overdraft Fees CALCULATE: How Much House Can You Afford? MOVE: Up and Down with Credit Scores Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" COMPARE: Which Repayment Plan Fits Your Income? MOVE: What Determines Your Insurance Premium? FINE PRINT: Schumer Box CALCULATE: Return on Your College Investment Which savings strategy is most effective? PLAY: It Costs HOW Much? What source of funding is used most often to start new businesses? COMPARE: Types of Savings Accounts INTERACTIVE: Compounding Cat Insanity FINE PRINT: Financial Aid Package MOVE: Inflation Over Time PROJECT: Credit Protections - You Be the Teacher CALCULATE: Debt Avalanche v. Debt Snowball When the Mean is Nice MOVE: Let's Make a Mutual Fund PLAY: The Bean Game MOVE: Your Tax Dollar in Action What percent of new businesses are still operating after 10 years? COMPARE: Types of Health Insurance Plans What percent of Americans with credit card debt have carried a balance for over 1 year? You Just Gotta Habit! ANALYZE: A FAFSA Submission Summary PLAY: Types of Car Insurance

DESMOS ACTIVITIES

AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Growth Factor and Investments AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Real World Linear Inequalities AMPLIFY: Exponential Regression in Investing AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Growth of Savings vs Investments AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Investing and Exponential Change AMPLIFY: Linear Equations in Standard Form AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Prize Wheel Puzzle AMPLIFY: Writing Equations in Standard Form AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Create a Histogram AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Card Sort: Linear Systems AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Complex Systems of Inequalities AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Point Collector: Lines AMPLIFY: Credit Dot Plots AMPLIFY: Systems of Two Linear Equations AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Linear Growth Patterns AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Chance Experiments AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Exponential Growth in Circles AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: OLS Regression and College Costs