Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

What's the average credit score needed to rent an apartment? PLAY: The Bean Game COMPARE: Types of Savings Accounts MOVE: Types of Employment RESEARCH: Credit Protections INTERACTIVE: Invest with STAX! COMPARE: Which Repayment Option is Best? INTERACTIVE: Compounding Cat Insanity You Just Gotta Habit! What percent of new businesses are still operating after 10 years? What is the average credit card debt held by Gen Z? FINE PRINT: Checking Account Statement PLAY: It Costs HOW Much? CALCULATE: Debt Avalanche v. Debt Snowball MOVE: Up and Down with Credit Scores MOVE: Your Tax Dollar in Action How much does a texting while driving ticket increase auto insurance premiums? Which savings strategy is most effective? RESEARCH: Professional Certifications CALCULATE: The Cost of Auto Loans CALCULATE: The Math Behind Your Federal Taxes ANALYZE: Dollar Cost Averaging What percent of Americans with credit card debt have carried a balance for over 1 year? PLAY: Roll with the Market FINE PRINT: Schumer Box PLAY: Types of Car Insurance INTERACTIVE: Bummer! PLAY: Organize Budget Expenses What percent of students receive scholarships or grants for college? ANALYZE: A FAFSA Submission Summary MOVE: Credit Musical Chairs CALCULATE: Return on Your College Investment INTERACTIVE: Living Paycheck to Paycheck CREATE: Personalized Productive Gap Year Plan INTERACTIVE: Online Bank Simulator If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? When the Mean is Nice CALCULATE: Impact of Credit Score on Loans PROJECT: Credit Protections - You Be the Teacher ANALYZE: Household Debt and Credit Report What are the top 3 types of products/services Gen Z is most likely to splurge on? PLAY: Budget Frenzy! Do consumers send more money on Venmo or spend more money on Amazon? MOVE: Inflation Over Time MOVE: Let's Make a Mutual Fund FINE PRINT: Financial Aid Package Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" What source of funding is used most often to start new businesses? How much more likely is a business to launch if the founder creates a business plan? ANALYZE: Inequalities in Investing MOVE: What Determines Your Insurance Premium? CALCULATE: How Much House Can You Afford?

DESMOS ACTIVITIES

AMPLIFY: Card Sort: Conditional Probability AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Investing and Exponential Change AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Chance Experiments AMPLIFY: Graphs of Piecewise Functions AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Writing Equations in Standard Form AMPLIFY: Linear Equations in Standard Form AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Credit Dot Plots AMPLIFY: Growth Factor and Investments AMPLIFY: Point Collector: Lines AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Systems of Two Linear Equations AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Exponential Regression in Investing AMPLIFY: Card Sort: Linear Systems AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Create a Histogram AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Growth of Savings vs Investments AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Complex Systems of Inequalities AMPLIFY: OLS Regression and College Costs AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Exponential Growth in Circles AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Prize Wheel Puzzle AMPLIFY: Real World Linear Inequalities AMPLIFY: Linear Growth Patterns