Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

CREATE: Personalized Productive Gap Year Plan CALCULATE: Return on Your College Investment ANALYZE: Household Debt and Credit Report ANALYZE: Overdraft Fees When the Mean is Nice CALCULATE: Debt Avalanche v. Debt Snowball MOVE: Types of Employment CALCULATE: Impact of Credit Score on Loans CALCULATE: The Math Behind Your Federal Taxes Do consumers send more money through Zelle or spend more money on Amazon? COMPARE: Types of Health Insurance Plans MOVE: Up and Down with Credit Scores FINE PRINT: Schumer Box What's the average credit score needed to rent an apartment? FINE PRINT: Financial Aid Package Over a recent 20-year-period, what percent of pros investing in large companies "beat the market?" MOVE: Your Tax Dollar in Action MOVE: Inflation Over Time INTERACTIVE: Invest with STAX! MOVE: What Determines Your Insurance Premium? COMPARE: Types of Savings Accounts INTERACTIVE: Living Paycheck to Paycheck You Just Gotta Habit! What percent of Americans with credit card debt have carried a balance for over 1 year? What are the top 3 types of products/services Gen Z is most likely to splurge on? FINE PRINT: Checking Account Statement How much does a texting while driving ticket increase auto insurance premiums? What source of funding is used most often to start new businesses? PLAY: Types of Car Insurance RESEARCH: Professional Certifications CALCULATE: The Cost of Auto Loans ANALYZE: Inequalities in Investing How much more likely is a business to launch if the founder creates a business plan? What percent of new businesses are still operating after 10 years? What percent of students receive scholarships or grants for college? PLAY: It Costs HOW Much? Which savings strategy is most effective? INTERACTIVE: Online Bank Simulator ANALYZE: A FAFSA Submission Summary What is the average credit card debt held by Gen Z? INTERACTIVE: Bummer! PLAY: Budget Frenzy! PLAY: Roll with the Market MOVE: Let's Make a Mutual Fund ANALYZE: Dollar Cost Averaging INTERACTIVE: Compounding Cat Insanity If you invested $1,000 in Netflix stock ten years ago, what would it be worth now? PROJECT: Credit Protections - You Be the Teacher RESEARCH: Credit Protections PLAY: The Bean Game MOVE: Credit Musical Chairs PLAY: Organize Budget Expenses CALCULATE: How Much House Can You Afford? COMPARE: Which Repayment Plan Fits Your Income?

DESMOS ACTIVITIES

AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Writing Equations in Standard Form AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Complex Systems of Inequalities AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Real World Linear Inequalities AMPLIFY: Point Collector: Lines AMPLIFY: Systems of Two Linear Equations AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Create a Histogram AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Credit Dot Plots AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Exponential Growth in Circles AMPLIFY: OLS Regression and College Costs AMPLIFY: Investing and Exponential Change AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Linear Equations in Standard Form AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Exponential vs Linear Patterns AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Growth of Savings vs Investments AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Growth Factor and Investments AMPLIFY: Prize Wheel Puzzle AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Linear Growth Patterns AMPLIFY: Exponential Regression in Investing AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Card Sort: Linear Systems AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Chance Experiments AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Card Sort: Sampling Methods