Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

FINE PRINT: Schumer Box INTERACTIVE: Online Bank Simulator PLAY: Budget Frenzy! MOVE: Types of Employment What percent of new businesses are still operating after 10 years? FINE PRINT: Financial Aid Package MOVE: Credit Musical Chairs What's the average credit score needed to rent an apartment? What do cardholders fear most when using a credit card? Do consumers send more money on Venmo or spend more money on Amazon? ANALYZE: Dollar Cost Averaging in Action CALCULATE: Your Federal Taxes READ: Retirement Basics Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" PLAY: Roll with the Market If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? RESEARCH: Fair Credit Reporting Act ANALYZE: Household Debt and Credit Report MOVE: Let's Make a Mutual Fund ANALYZE: Inequalities in Investing INTERACTIVE: Bummer! CREATE: Personalized Productive Gap Year Plan INTERACTIVE: Living Paycheck to Paycheck FINE PRINT: Checking Account Statement CALCULATE: Debt Avalanche v. Debt Snowball PLAY: It Costs HOW Much? What percent of Americans who have credit card debt won't be able to pay it off within a year? What percent of students receive scholarships or grants for college? COMPARE: Which Repayment Option is Best? CALCULATE: Impact of Credit Score on Loans PLAY: Organize Budget Expenses ANALYZE: A FAFSA Submission Summary MOVE: Up and Down with Credit Scores When the Mean is Nice INTERACTIVE: Compounding Cat Insanity RESEARCH: Professional Certifications PLAY: Types of Car Insurance CALCULATE: Return on Your College Investment What source of funding is used most often to start new businesses? How much does a texting while driving ticket increase auto insurance premiums? Which savings strategy is most effective? COMPARE: Types of Savings Accounts INTERACTIVE: Invest with STAX! Gotta Habit MOVE: What Determines Your Insurance Premium? COMPARE: Auto Loans How much more likely is a business to launch if the founder creates a business plan? RESEARCH: Credit Protections MOVE: Your Tax Dollar in Action What are the top 3 types of products/services Gen Z is most likely to splurge on?

DESMOS ACTIVITIES

DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Prize Wheel Puzzle DESMOS: Exploring State and Local Tax Rates DESMOS: Polygraph: Guess the Distribution DESMOS: Card Sort: Sampling Methods DESMOS: Complex Systems of Inequalities DESMOS: Future Value of a Periodic Investment DESMOS: Card Sort: Independent and Dependent Events DESMOS: Card Sort: Linear Systems DESMOS: Investing and Exponential Change DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Marbleslides: Exploring Exponentials DESMOS: College Sticker Price and ACT Scores DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Credit Dot Plots DESMOS: Point Collector: Lines DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Linear Equations in Standard Form DESMOS: Writing Linear Equations and Checking DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Growth of Savings vs Investments DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Linear Equations from Checking Word Problems DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Real World Linear Inequalities DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Card Sort: Conditional Probability DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Exponential Growth in Circles DESMOS: Writing Equations in Standard Form DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Create a Histogram DESMOS: Linear Growth Patterns DESMOS: Graphs of Piecewise Functions DESMOS: OLS Regression and College Costs DESMOS: Comparing the Cost of Different Student Loans DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Chance Experiments DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Exponential Regression in Investing DESMOS: Systems of Two Linear Equations DESMOS: Card Sort: Four Views of a Function DESMOS: Growth Factor and Investments DESMOS: Exponential vs Linear Patterns