Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

PLAY: Budget Frenzy! FINE PRINT: Schumer Box What percent of Americans who have credit card debt won't be able to pay it off within a year? CALCULATE: Debt Avalanche v. Debt Snowball INTERACTIVE: Online Bank Simulator Do consumers send more money on Venmo or spend more money on Amazon? ANALYZE: Household Debt and Credit Report CALCULATE: Impact of Credit Score on Loans RESEARCH: Fair Credit Reporting Act Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" PLAY: Organize Budget Expenses You Just Gotta Habit! When the Mean is Nice What's the average credit score needed to rent an apartment? MOVE: Up and Down with Credit Scores What source of funding is used most often to start new businesses? CALCULATE: Return on Your College Investment MOVE: Let's Make a Mutual Fund CREATE: Personalized Productive Gap Year Plan COMPARE: Types of Savings Accounts If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? ANALYZE: A FAFSA Submission Summary How much more likely is a business to launch if the founder creates a business plan? ANALYZE: Inequalities in Investing FINE PRINT: Financial Aid Package RESEARCH: Professional Certifications RESEARCH: Credit Protections What percent of new businesses are still operating after 10 years? INTERACTIVE: Invest with STAX! MOVE: Types of Employment CALCULATE: The Cost of Auto Loans INTERACTIVE: Compounding Cat Insanity MOVE: Your Tax Dollar in Action ANALYZE: Dollar Cost Averaging FINE PRINT: Checking Account Statement CALCULATE: The Math Behind Your Federal Taxes CALCULATE: How Much House Can You Afford? PLAY: Roll with the Market What is the average credit card debt held by Gen Z? COMPARE: Which Repayment Option is Best? PLAY: Types of Car Insurance INTERACTIVE: Bummer! MOVE: Inflation Over Time PLAY: It Costs HOW Much? What are the top 3 types of products/services Gen Z is most likely to splurge on? MOVE: What Determines Your Insurance Premium? What percent of students receive scholarships or grants for college? MOVE: Credit Musical Chairs INTERACTIVE: Living Paycheck to Paycheck PLAY: The Bean Game How much does a texting while driving ticket increase auto insurance premiums? Which savings strategy is most effective?

DESMOS ACTIVITIES

DESMOS: Credit Dot Plots DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Writing Linear Equations and Checking DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Polygraph: Guess the Distribution DESMOS: College Sticker Price and ACT Scores DESMOS: Exploring State and Local Tax Rates DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Linear Equations in Standard Form DESMOS: Point Collector: Lines DESMOS: Exponential Growth in Circles DESMOS: Exponential vs Linear Patterns DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Marbleslides: Exploring Exponentials DESMOS: Card Sort: Linear Systems DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Exponential Regression in Investing DESMOS: Future Value of a Periodic Investment DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Investing and Exponential Change DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: OLS Regression and College Costs DESMOS: Growth Factor and Investments DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Card Sort: Independent and Dependent Events DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Chance Experiments DESMOS: Real World Linear Inequalities DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Comparing the Cost of Different Student Loans DESMOS: Graphs of Piecewise Functions DESMOS: Prize Wheel Puzzle DESMOS: Growth of Savings vs Investments DESMOS: Linear Equations from Checking Word Problems DESMOS: Card Sort: Conditional Probability DESMOS: Card Sort: Sampling Methods DESMOS: Create a Histogram DESMOS: Linear Growth Patterns DESMOS: Systems of Two Linear Equations DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Complex Systems of Inequalities DESMOS: Card Sort: Four Views of a Function DESMOS: Writing Equations in Standard Form