Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? RESEARCH: Credit Protections What percent of Americans who have credit card debt won't be able to pay it off within a year? INTERACTIVE: Living Paycheck to Paycheck MOVE: Up and Down with Credit Scores CALCULATE: Debt Avalanche v. Debt Snowball INTERACTIVE: Invest with STAX! CALCULATE: The Math Behind Your Federal Taxes PLAY: Roll with the Market What's the average credit score needed to rent an apartment? MOVE: Types of Employment ANALYZE: A FAFSA Submission Summary FINE PRINT: Schumer Box Which savings strategy is most effective? MOVE: Your Tax Dollar in Action INTERACTIVE: Online Bank Simulator COMPARE: Auto Loans INTERACTIVE: Compounding Cat Insanity PLAY: Organize Budget Expenses Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" How much does a texting while driving ticket increase auto insurance premiums? PLAY: The Bean Game MOVE: What Determines Your Insurance Premium? ANALYZE: Household Debt and Credit Report FINE PRINT: Financial Aid Package What percent of new businesses are still operating after 10 years? What percent of students receive scholarships or grants for college? CALCULATE: Return on Your College Investment RESEARCH: Professional Certifications MOVE: Let's Make a Mutual Fund COMPARE: Which Repayment Option is Best? Do consumers send more money on Venmo or spend more money on Amazon? INTERACTIVE: Bummer! PLAY: Budget Frenzy! ANALYZE: Dollar Cost Averaging You Just Gotta Habit! What are the top 3 types of products/services Gen Z is most likely to splurge on? When the Mean is Nice What do cardholders fear most when using a credit card? What source of funding is used most often to start new businesses? CALCULATE: Impact of Credit Score on Loans CREATE: Personalized Productive Gap Year Plan COMPARE: Types of Savings Accounts FINE PRINT: Checking Account Statement ANALYZE: Inequalities in Investing CALCULATE: How Much House Can You Afford? PLAY: It Costs HOW Much? RESEARCH: Fair Credit Reporting Act How much more likely is a business to launch if the founder creates a business plan? MOVE: Credit Musical Chairs PLAY: Types of Car Insurance

DESMOS ACTIVITIES

DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Exponential vs Linear Patterns DESMOS: Comparing the Cost of Different Student Loans DESMOS: Card Sort: Sampling Methods DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Credit Dot Plots DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Card Sort: Four Views of a Function DESMOS: Growth Factor and Investments DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Future Value of a Periodic Investment DESMOS: Chance Experiments DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Writing Linear Equations and Checking DESMOS: Point Collector: Lines DESMOS: Investing and Exponential Change DESMOS: Graphs of Piecewise Functions DESMOS: College Sticker Price and ACT Scores DESMOS: Systems of Two Linear Equations DESMOS: Exponential Growth in Circles DESMOS: Growth of Savings vs Investments DESMOS: Complex Systems of Inequalities DESMOS: Card Sort: Linear Systems DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Real World Linear Inequalities DESMOS: Polygraph: Guess the Distribution DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Prize Wheel Puzzle DESMOS: Marbleslides: Exploring Exponentials DESMOS: Exploring State and Local Tax Rates DESMOS: Linear Growth Patterns DESMOS: Linear Equations in Standard Form DESMOS: Create a Histogram DESMOS: Linear Equations from Checking Word Problems DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Card Sort: Independent and Dependent Events DESMOS: Card Sort: Conditional Probability DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Writing Equations in Standard Form DESMOS: OLS Regression and College Costs DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Exponential Regression in Investing