Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

PLAY: Organize Budget Expenses What percent of Americans who have credit card debt won't be able to pay it off within a year? INTERACTIVE: Bummer! If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? INTERACTIVE: Invest with STAX! PLAY: It Costs HOW Much? CALCULATE: Debt Avalanche v. Debt Snowball PLAY: Roll with the Market MOVE: Credit Musical Chairs Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" CALCULATE: The Math Behind Your Federal Taxes MOVE: Your Tax Dollar in Action RESEARCH: Professional Certifications CALCULATE: How Much House Can You Afford? PLAY: Types of Car Insurance How much more likely is a business to launch if the founder creates a business plan? What is the average credit card debt held by Gen Z? What percent of new businesses are still operating after 10 years? Which savings strategy is most effective? ANALYZE: Inequalities in Investing MOVE: What Determines Your Insurance Premium? When the Mean is Nice MOVE: Let's Make a Mutual Fund FINE PRINT: Schumer Box ANALYZE: A FAFSA Submission Summary MOVE: Up and Down with Credit Scores INTERACTIVE: Online Bank Simulator What source of funding is used most often to start new businesses? PLAY: The Bean Game COMPARE: Which Repayment Option is Best? PROJECT: Credit Protections - You Be the Teacher FINE PRINT: Financial Aid Package You Just Gotta Habit! CALCULATE: Return on Your College Investment PLAY: Budget Frenzy! RESEARCH: Credit Protections ANALYZE: Dollar Cost Averaging MOVE: Types of Employment Do consumers send more money on Venmo or spend more money on Amazon? What percent of students receive scholarships or grants for college? MOVE: Inflation Over Time CALCULATE: The Cost of Auto Loans How much does a texting while driving ticket increase auto insurance premiums? CREATE: Personalized Productive Gap Year Plan FINE PRINT: Checking Account Statement What are the top 3 types of products/services Gen Z is most likely to splurge on? ANALYZE: Household Debt and Credit Report CALCULATE: Impact of Credit Score on Loans COMPARE: Types of Savings Accounts What's the average credit score needed to rent an apartment? INTERACTIVE: Compounding Cat Insanity INTERACTIVE: Living Paycheck to Paycheck

DESMOS ACTIVITIES

AMPLIFY: Create a Histogram AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: OLS Regression and College Costs AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Systems of Two Linear Equations AMPLIFY: Investing and Exponential Change AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Real World Linear Inequalities AMPLIFY: Complex Systems of Inequalities AMPLIFY: Credit Dot Plots AMPLIFY: Linear Growth Patterns AMPLIFY: Prize Wheel Puzzle AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Writing Equations in Standard Form AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Growth Factor and Investments AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Exponential Growth in Circles AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Linear Equations in Standard Form AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Growth of Savings vs Investments AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Chance Experiments AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Card Sort: Linear Systems AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Point Collector: Lines AMPLIFY: Exponential Regression in Investing