Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

CALCULATE: The Cost of Auto Loans ANALYZE: Household Debt and Credit Report FINE PRINT: Schumer Box What percent of Americans who have credit card debt won't be able to pay it off within a year? PROJECT: Credit Protections - You Be the Teacher INTERACTIVE: Invest with STAX! PLAY: Organize Budget Expenses MOVE: Your Tax Dollar in Action INTERACTIVE: Living Paycheck to Paycheck CALCULATE: The Math Behind Your Federal Taxes CALCULATE: Return on Your College Investment When the Mean is Nice CALCULATE: Impact of Credit Score on Loans PLAY: Budget Frenzy! What source of funding is used most often to start new businesses? INTERACTIVE: Compounding Cat Insanity PLAY: Types of Car Insurance COMPARE: Which Repayment Option is Best? MOVE: What Determines Your Insurance Premium? MOVE: Let's Make a Mutual Fund FINE PRINT: Checking Account Statement What percent of students receive scholarships or grants for college? PLAY: Roll with the Market ANALYZE: A FAFSA Submission Summary FINE PRINT: Financial Aid Package What percent of new businesses are still operating after 10 years? How much does a texting while driving ticket increase auto insurance premiums? COMPARE: Types of Savings Accounts What's the average credit score needed to rent an apartment? What is the average credit card debt held by Gen Z? You Just Gotta Habit! Which savings strategy is most effective? ANALYZE: Inequalities in Investing MOVE: Up and Down with Credit Scores CALCULATE: Debt Avalanche v. Debt Snowball PLAY: It Costs HOW Much? ANALYZE: Dollar Cost Averaging RESEARCH: Credit Protections Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" INTERACTIVE: Bummer! CALCULATE: How Much House Can You Afford? INTERACTIVE: Online Bank Simulator RESEARCH: Professional Certifications If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? PLAY: The Bean Game How much more likely is a business to launch if the founder creates a business plan? CREATE: Personalized Productive Gap Year Plan MOVE: Inflation Over Time MOVE: Credit Musical Chairs MOVE: Types of Employment Do consumers send more money on Venmo or spend more money on Amazon? What are the top 3 types of products/services Gen Z is most likely to splurge on?

DESMOS ACTIVITIES

DESMOS: Writing Linear Equations and Checking DESMOS: Card Sort: Four Views of a Function DESMOS: Marbleslides: Exploring Exponentials DESMOS: Linear Growth Patterns DESMOS: Card Sort: Linear Systems DESMOS: Prize Wheel Puzzle DESMOS: Comparing the Cost of Different Student Loans DESMOS: Card Sort: Sampling Methods DESMOS: Future Value of a Periodic Investment DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Growth of Savings vs Investments DESMOS: Growth Factor and Investments DESMOS: Graphs of Piecewise Functions DESMOS: Exploring State and Local Tax Rates DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Exponential Regression in Investing DESMOS: Exponential vs Linear Patterns DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Complex Systems of Inequalities DESMOS: Real World Linear Inequalities DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Investing and Exponential Change DESMOS: Chance Experiments DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Credit Dot Plots DESMOS: College Sticker Price and ACT Scores DESMOS: Card Sort: Independent and Dependent Events DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Create a Histogram DESMOS: OLS Regression and College Costs DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Writing Equations in Standard Form DESMOS: Linear Equations from Checking Word Problems DESMOS: Linear Equations in Standard Form DESMOS: Exponential Growth in Circles DESMOS: Point Collector: Lines DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Polygraph: Guess the Distribution DESMOS: Systems of Two Linear Equations DESMOS: Card Sort: Conditional Probability