Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

CREATE: Personalized Productive Gap Year Plan What are the top 3 types of products/services Gen Z is most likely to splurge on? FINE PRINT: Checking Account Statement COMPARE: Which Repayment Option is Best? CALCULATE: The Cost of Auto Loans PLAY: Types of Car Insurance ANALYZE: Household Debt and Credit Report ANALYZE: A FAFSA Submission Summary What percent of students receive scholarships or grants for college? What source of funding is used most often to start new businesses? Which savings strategy is most effective? PLAY: Budget Frenzy! PLAY: Roll with the Market What is the average credit card debt held by Gen Z? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" FINE PRINT: Schumer Box ANALYZE: Inequalities in Investing PROJECT: Credit Protections - You Be the Teacher How much more likely is a business to launch if the founder creates a business plan? MOVE: What Determines Your Insurance Premium? What percent of new businesses are still operating after 10 years? MOVE: Let's Make a Mutual Fund MOVE: Inflation Over Time ANALYZE: Dollar Cost Averaging MOVE: Types of Employment What's the average credit score needed to rent an apartment? PLAY: It Costs HOW Much? FINE PRINT: Financial Aid Package INTERACTIVE: Online Bank Simulator CALCULATE: Impact of Credit Score on Loans INTERACTIVE: Invest with STAX! CALCULATE: How Much House Can You Afford? MOVE: Credit Musical Chairs PLAY: The Bean Game When the Mean is Nice RESEARCH: Credit Protections COMPARE: Types of Savings Accounts MOVE: Your Tax Dollar in Action How much does a texting while driving ticket increase auto insurance premiums? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? What percent of Americans with credit card debt have carried a balance for over 1 year? INTERACTIVE: Compounding Cat Insanity CALCULATE: The Math Behind Your Federal Taxes INTERACTIVE: Living Paycheck to Paycheck PLAY: Organize Budget Expenses Do consumers send more money on Venmo or spend more money on Amazon? INTERACTIVE: Bummer! RESEARCH: Professional Certifications CALCULATE: Return on Your College Investment You Just Gotta Habit! MOVE: Up and Down with Credit Scores CALCULATE: Debt Avalanche v. Debt Snowball

DESMOS ACTIVITIES

AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Exponential Regression in Investing AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Growth of Savings vs Investments AMPLIFY: Exponential Growth in Circles AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Credit Dot Plots AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Linear Growth Patterns AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Systems of Two Linear Equations AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Chance Experiments AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Point Collector: Lines AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: OLS Regression and College Costs AMPLIFY: Real World Linear Inequalities AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Complex Systems of Inequalities AMPLIFY: Writing Equations in Standard Form AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Create a Histogram AMPLIFY: Card Sort: Linear Systems AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Prize Wheel Puzzle AMPLIFY: Growth Factor and Investments AMPLIFY: Linear Equations in Standard Form AMPLIFY: Investing and Exponential Change