Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

CALCULATE: The Cost of Auto Loans CALCULATE: The Math Behind Your Federal Taxes CALCULATE: Debt Avalanche v. Debt Snowball FINE PRINT: Schumer Box PLAY: Types of Car Insurance CREATE: Personalized Productive Gap Year Plan MOVE: Types of Employment INTERACTIVE: Bummer! PLAY: The Bean Game INTERACTIVE: Compounding Cat Insanity PLAY: Organize Budget Expenses INTERACTIVE: Invest with STAX! CALCULATE: Return on Your College Investment ANALYZE: A FAFSA Submission Summary What is the average credit card debt held by Gen Z? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" How much does a texting while driving ticket increase auto insurance premiums? What percent of new businesses are still operating after 10 years? MOVE: Credit Musical Chairs CALCULATE: How Much House Can You Afford? PLAY: It Costs HOW Much? When the Mean is Nice PLAY: Roll with the Market MOVE: Up and Down with Credit Scores ANALYZE: Household Debt and Credit Report COMPARE: Types of Savings Accounts What are the top 3 types of products/services Gen Z is most likely to splurge on? How much more likely is a business to launch if the founder creates a business plan? INTERACTIVE: Online Bank Simulator Do consumers send more money on Venmo or spend more money on Amazon? RESEARCH: Credit Protections ANALYZE: Dollar Cost Averaging What's the average credit score needed to rent an apartment? You Just Gotta Habit! RESEARCH: Professional Certifications Which savings strategy is most effective? FINE PRINT: Checking Account Statement What percent of Americans with credit card debt have carried a balance for over 1 year? MOVE: Inflation Over Time INTERACTIVE: Living Paycheck to Paycheck MOVE: Your Tax Dollar in Action MOVE: Let's Make a Mutual Fund If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? FINE PRINT: Financial Aid Package PLAY: Budget Frenzy! CALCULATE: Impact of Credit Score on Loans PROJECT: Credit Protections - You Be the Teacher MOVE: What Determines Your Insurance Premium? ANALYZE: Inequalities in Investing COMPARE: Which Repayment Option is Best? What source of funding is used most often to start new businesses? What percent of students receive scholarships or grants for college?

DESMOS ACTIVITIES

AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Linear Equations in Standard Form AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Create a Histogram AMPLIFY: Growth Factor and Investments AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Prize Wheel Puzzle AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Real World Linear Inequalities AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Investing and Exponential Change AMPLIFY: Card Sort: Linear Systems AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Exponential Regression in Investing AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Systems of Two Linear Equations AMPLIFY: Credit Dot Plots AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Chance Experiments AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Exponential Growth in Circles AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Writing Equations in Standard Form AMPLIFY: OLS Regression and College Costs AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Growth of Savings vs Investments AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Point Collector: Lines AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Linear Growth Patterns AMPLIFY: Complex Systems of Inequalities AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Comparing Funds Using Compound Annual Growth Rate