Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

ANALYZE: Household Debt and Credit Report What is the average credit card debt held by Gen Z? CALCULATE: Return on Your College Investment CALCULATE: Impact of Credit Score on Loans CALCULATE: The Math Behind Your Federal Taxes What percent of students receive scholarships or grants for college? RESEARCH: Fair Credit Reporting Act What percent of Americans who have credit card debt won't be able to pay it off within a year? CALCULATE: How Much House Can You Afford? COMPARE: Auto Loans INTERACTIVE: Living Paycheck to Paycheck CREATE: Personalized Productive Gap Year Plan PLAY: Budget Frenzy! Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" CALCULATE: Debt Avalanche v. Debt Snowball FINE PRINT: Financial Aid Package MOVE: Up and Down with Credit Scores COMPARE: Which Repayment Option is Best? PLAY: Organize Budget Expenses What are the top 3 types of products/services Gen Z is most likely to splurge on? PLAY: The Bean Game How much more likely is a business to launch if the founder creates a business plan? What's the average credit score needed to rent an apartment? RESEARCH: Credit Protections FINE PRINT: Checking Account Statement PLAY: It Costs HOW Much? Do consumers send more money on Venmo or spend more money on Amazon? When the Mean is Nice FINE PRINT: Schumer Box MOVE: Inflation Over Time You Just Gotta Habit! MOVE: Types of Employment INTERACTIVE: Compounding Cat Insanity ANALYZE: Dollar Cost Averaging ANALYZE: A FAFSA Submission Summary INTERACTIVE: Invest with STAX! MOVE: Let's Make a Mutual Fund What percent of new businesses are still operating after 10 years? MOVE: Credit Musical Chairs INTERACTIVE: Online Bank Simulator PLAY: Roll with the Market PLAY: Types of Car Insurance INTERACTIVE: Bummer! ANALYZE: Inequalities in Investing What source of funding is used most often to start new businesses? COMPARE: Types of Savings Accounts RESEARCH: Professional Certifications If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? How much does a texting while driving ticket increase auto insurance premiums? MOVE: What Determines Your Insurance Premium? MOVE: Your Tax Dollar in Action Which savings strategy is most effective?

DESMOS ACTIVITIES

DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Credit Dot Plots DESMOS: Linear Equations in Standard Form DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Linear Growth Patterns DESMOS: Graphs of Piecewise Functions DESMOS: Writing Equations in Standard Form DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Systems of Two Linear Equations DESMOS: Create a Histogram DESMOS: Prize Wheel Puzzle DESMOS: Exponential Growth in Circles DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Card Sort: Independent and Dependent Events DESMOS: Exponential vs Linear Patterns DESMOS: Future Value of a Periodic Investment DESMOS: Linear Equations from Checking Word Problems DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Comparing the Cost of Different Student Loans DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Writing Linear Equations and Checking DESMOS: Card Sort: Sampling Methods DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Complex Systems of Inequalities DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Point Collector: Lines DESMOS: Exploring State and Local Tax Rates DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Card Sort: Conditional Probability DESMOS: Investing and Exponential Change DESMOS: College Sticker Price and ACT Scores DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Card Sort: Four Views of a Function DESMOS: Growth of Savings vs Investments DESMOS: Polygraph: Guess the Distribution DESMOS: Growth Factor and Investments DESMOS: Card Sort: Linear Systems DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: OLS Regression and College Costs DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Real World Linear Inequalities DESMOS: Chance Experiments DESMOS: Marbleslides: Exploring Exponentials DESMOS: Exponential Regression in Investing DESMOS: Histograms and Box Plots of Housing Costs