Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

RESEARCH: Credit Protections MOVE: Credit Musical Chairs Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" ANALYZE: Dollar Cost Averaging What source of funding is used most often to start new businesses? INTERACTIVE: Online Bank Simulator INTERACTIVE: Bummer! What percent of new businesses are still operating after 10 years? MOVE: Up and Down with Credit Scores PLAY: Budget Frenzy! MOVE: Inflation Over Time PLAY: Roll with the Market INTERACTIVE: Invest with STAX! INTERACTIVE: Compounding Cat Insanity INTERACTIVE: Living Paycheck to Paycheck When the Mean is Nice CREATE: Personalized Productive Gap Year Plan CALCULATE: The Cost of Auto Loans FINE PRINT: Financial Aid Package Do consumers send more money on Venmo or spend more money on Amazon? PLAY: The Bean Game How much more likely is a business to launch if the founder creates a business plan? PROJECT: Credit Protections - You Be the Teacher CALCULATE: How Much House Can You Afford? MOVE: Your Tax Dollar in Action FINE PRINT: Schumer Box Which savings strategy is most effective? MOVE: Let's Make a Mutual Fund PLAY: It Costs HOW Much? RESEARCH: Professional Certifications MOVE: Types of Employment You Just Gotta Habit! What's the average credit score needed to rent an apartment? PLAY: Types of Car Insurance PLAY: Organize Budget Expenses ANALYZE: A FAFSA Submission Summary What percent of students receive scholarships or grants for college? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? COMPARE: Types of Savings Accounts What are the top 3 types of products/services Gen Z is most likely to splurge on? CALCULATE: Impact of Credit Score on Loans CALCULATE: Debt Avalanche v. Debt Snowball What is the average credit card debt held by Gen Z? CALCULATE: Return on Your College Investment MOVE: What Determines Your Insurance Premium? What percent of Americans with credit card debt have carried a balance for over 1 year? COMPARE: Which Repayment Option is Best? ANALYZE: Household Debt and Credit Report CALCULATE: The Math Behind Your Federal Taxes FINE PRINT: Checking Account Statement ANALYZE: Inequalities in Investing How much does a texting while driving ticket increase auto insurance premiums?

DESMOS ACTIVITIES

AMPLIFY: Exponential Growth in Circles AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Writing Equations in Standard Form AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Real World Linear Inequalities AMPLIFY: Chance Experiments AMPLIFY: Complex Systems of Inequalities AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Linear Equations in Standard Form AMPLIFY: Growth Factor and Investments AMPLIFY: Card Sort: Linear Systems AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Point Collector: Lines AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Systems of Two Linear Equations AMPLIFY: Investing and Exponential Change AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Growth of Savings vs Investments AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Linear Growth Patterns AMPLIFY: Credit Dot Plots AMPLIFY: OLS Regression and College Costs AMPLIFY: Prize Wheel Puzzle AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Create a Histogram AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Exponential vs Linear Patterns AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Exponential Regression in Investing AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Writing Linear Equations and Checking