Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

COMPARE: Types of Savings Accounts ANALYZE: Dollar Cost Averaging in Action ANALYZE: Inequalities in Investing RESEARCH: Professional Certifications PLAY: It Costs HOW Much? PLAY: Budget Frenzy! MOVE: Your Tax Dollar in Action What percent of students receive scholarships or grants for college? RESEARCH: Fair Credit Reporting Act FINE PRINT: Schumer Box CALCULATE: Return on Your College Investment INTERACTIVE: Online Bank Simulator INTERACTIVE: Bummer! CALCULATE: Your Federal Taxes MOVE: Up and Down with Credit Scores COMPARE: Which Repayment Option is Best? RESEARCH: Credit Protections PLAY: Types of Car Insurance MOVE: What Determines Your Insurance Premium? How much does a texting while driving ticket increase auto insurance premiums? When the Mean is Nice What do cardholders fear most when using a credit card? ANALYZE: A FAFSA Submission Summary FINE PRINT: Financial Aid Package If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? CALCULATE: Impact of Credit Score on Loans Do consumers send more money on Venmo or spend more money on Amazon? PLAY: Organize Budget Expenses INTERACTIVE: Living Paycheck to Paycheck CREATE: Personalized Productive Gap Year Plan INTERACTIVE: Compounding Cat Insanity What percent of Americans who have credit card debt won't be able to pay it off within a year? INTERACTIVE: Invest with STAX! What source of funding is used most often to start new businesses? PLAY: Roll with the Market COMPARE: Auto Loans What are the top 3 types of products/services Gen Z is most likely to splurge on? MOVE: Types of Employment CALCULATE: Debt Avalanche v. Debt Snowball MOVE: Credit Musical Chairs READ: Retirement Basics Gotta Habit What's the average credit score needed to rent an apartment? How much more likely is a business to launch if the founder creates a business plan? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" ANALYZE: Household Debt and Credit Report MOVE: Let's Make a Mutual Fund FINE PRINT: Checking Account Statement Which savings strategy is most effective? What percent of new businesses are still operating after 10 years?

DESMOS ACTIVITIES

DESMOS: Card Sort: Sampling Methods DESMOS: Graphs of Piecewise Functions DESMOS: Writing Linear Equations and Checking DESMOS: Polygraph: Guess the Distribution DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: College Sticker Price and ACT Scores DESMOS: Prize Wheel Puzzle DESMOS: Linear Growth Patterns DESMOS: Linear Equations in Standard Form DESMOS: OLS Regression and College Costs DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Card Sort: Linear Systems DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Linear Equations from Checking Word Problems DESMOS: Card Sort: Four Views of a Function DESMOS: Complex Systems of Inequalities DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Histograms and Box Plots of Housing Costs DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Growth Factor and Investments DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Systems of Two Linear Equations DESMOS: Card Sort: Conditional Probability DESMOS: Comparing the Cost of Different Student Loans DESMOS: Exponential Growth in Circles DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Exponential vs Linear Patterns DESMOS: Marbleslides: Exploring Exponentials DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Future Value of a Periodic Investment DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Exponential Regression in Investing DESMOS: Writing Equations in Standard Form DESMOS: Investing and Exponential Change DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Chance Experiments DESMOS: Card Sort: Independent and Dependent Events DESMOS: Create a Histogram DESMOS: Growth of Savings vs Investments DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Exploring State and Local Tax Rates DESMOS: Credit Dot Plots DESMOS: Real World Linear Inequalities DESMOS: Point Collector: Lines