Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

CREATE: Personalized Productive Gap Year Plan MOVE: Your Tax Dollar in Action ANALYZE: A FAFSA Submission Summary What's the average credit score needed to rent an apartment? MOVE: What Determines Your Insurance Premium? FINE PRINT: Schumer Box CALCULATE: How Much House Can You Afford? CALCULATE: Debt Avalanche v. Debt Snowball ANALYZE: Dollar Cost Averaging How much more likely is a business to launch if the founder creates a business plan? You Just Gotta Habit! CALCULATE: Return on Your College Investment What percent of students receive scholarships or grants for college? INTERACTIVE: Invest with STAX! ANALYZE: Household Debt and Credit Report MOVE: Let's Make a Mutual Fund PROJECT: Credit Protections - You Be the Teacher INTERACTIVE: Online Bank Simulator PLAY: The Bean Game RESEARCH: Credit Protections COMPARE: Which Repayment Option is Best? When the Mean is Nice MOVE: Up and Down with Credit Scores COMPARE: Types of Savings Accounts PLAY: Roll with the Market If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? FINE PRINT: Financial Aid Package PLAY: Types of Car Insurance FINE PRINT: Checking Account Statement PLAY: Organize Budget Expenses What percent of new businesses are still operating after 10 years? What source of funding is used most often to start new businesses? INTERACTIVE: Compounding Cat Insanity Do consumers send more money on Venmo or spend more money on Amazon? How much does a texting while driving ticket increase auto insurance premiums? MOVE: Credit Musical Chairs RESEARCH: Professional Certifications MOVE: Inflation Over Time Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" CALCULATE: The Math Behind Your Federal Taxes What percent of Americans who have credit card debt won't be able to pay it off within a year? CALCULATE: Impact of Credit Score on Loans ANALYZE: Inequalities in Investing CALCULATE: The Cost of Auto Loans INTERACTIVE: Living Paycheck to Paycheck MOVE: Types of Employment What is the average credit card debt held by Gen Z? What are the top 3 types of products/services Gen Z is most likely to splurge on? PLAY: It Costs HOW Much? PLAY: Budget Frenzy! Which savings strategy is most effective? INTERACTIVE: Bummer!

DESMOS ACTIVITIES

DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Card Sort: Sampling Methods DESMOS: Investing and Exponential Change DESMOS: Graphs of Piecewise Functions DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Credit Dot Plots DESMOS: Chance Experiments DESMOS: Card Sort: Four Views of a Function DESMOS: Systems of Two Linear Equations DESMOS: Point Collector: Lines DESMOS: Real World Linear Inequalities DESMOS: Future Value of a Periodic Investment DESMOS: Growth of Savings vs Investments DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Exponential Regression in Investing DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Marbleslides: Exploring Exponentials DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Writing Equations in Standard Form DESMOS: Writing Linear Equations and Checking DESMOS: Growth Factor and Investments DESMOS: Linear Equations in Standard Form DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Comparing the Cost of Different Student Loans DESMOS: Exploring State and Local Tax Rates DESMOS: Polygraph: Guess the Distribution DESMOS: OLS Regression and College Costs DESMOS: Card Sort: Conditional Probability DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Prize Wheel Puzzle DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Create a Histogram DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Linear Growth Patterns DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Card Sort: Independent and Dependent Events DESMOS: Exponential vs Linear Patterns DESMOS: Linear Equations from Checking Word Problems DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: College Sticker Price and ACT Scores DESMOS: Exponential Growth in Circles DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Card Sort: Linear Systems DESMOS: Complex Systems of Inequalities