Mar 17, 2026

Question of the Day: What percent of your daily activities are habits?

Think about your activities today before answering...

Answer: 65%

A graphic that shows the habit loop of trigger, routine, and reward.

Questions: 

  • Reflect on your day so far. What are some examples of habits that have become part of your daily routine?
  • What are some money habits you have? What might you classify as good habits?
  • Do you find it easy or difficult to change money habits? Provide an example in your answer.

 

Click here for the ready-to-go slides for this Question of the Day that you can use in your classroom.

 

Behind the numbers (News Medical):

"The international research team surveyed 105 participants from the UK and Australia, sending six random prompts to their phones each day for a week, asking them to describe what they were currently doing, and whether it was triggered out of habit or done intentionally. 

The study found that 65% of daily behaviors were habitually initiated, meaning people were prompted to do them out of routine rather than making a conscious decision. "

 

About the Author

Dave Martin

Dave joins NGPF with 15 years of teaching experience in math and computer science. After joining the New York City Teaching Fellows program and earning a Master's degree in Education from Pace University, his teaching career has taken him to New York, New Jersey and a summer in the north of Ghana. Dave firmly believes that financial literacy is vital to creating well-rounded students that are prepared for a complex and highly competitive world. During what free time two young daughters will allow, Dave enjoys video games, Dungeons & Dragons, cooking, gardening, and taking naps.

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